Joining The III-A
Sharing the Savings
Self-funding is a proven method of reducing the cost of providing employee benefits, enabling the III-A to pay only costs incurred, purchase coverage for unexpected, catastrophic claim expenses, and retain unused contributions to offset future rate increases.
Program Differentiators - The III-A Difference
Standard Medical Benefits:
- 10 Medical Plan Options Available
- 30 Physical Therapy and 24 Chiropractic Visits Per Year – Copays Only
- Colonoscopies, Mammograms, PSA Screenings – No Cost
Enhanced III-A Administered Benefits:
- Annual Onsite Wellness Screening and Skin Check
- 10 Visit Employee Assistance Program – In-Person or Virtual (Household Benefit)
- 24/7/365 Medical Telehealth – No Cost
- Air Ambulance – Family Benefit
- Hearing Aid and Hearing Protection Coverage
- Retiree Coverage – Available Upon Request
- COBRA Benefits and Administration
- 24/7/365 First Responder and Family Helpline
- 24/7/365 General Membership Helpline
- Medication Infusion Reimbursement Program
- Behavioral Health Reimbursement Program
- Maternity Reimbursement Program
- Bariatric Surgery Reimbursement Program
- 52 Acupuncture Visits Per Year – No Cost up to $80 Per Visit
- $20,000 Life Insurance Policy
Preventative Wellness:
- Employee Wellness Program and Health Coaching
- Comprehensive Mental Health Program, Onsite Training, CEs/ID POST Credits
- Virtual Physical Therapy and Personal Training
- Monthly Wellness Wednesday Webinars
- Diabetes Prevention Program
- Wellness Challenges
We control costs for our Agencies by self-funding our benefit plans.
Participation in our self-funded Trust represents a meaningful opportunity for reducing and stabilizing the cost of employee benefits:
- True Cost Rates
- Spreading the Risk
- Transparent Contracts
- Innovative Benefits
